Credit-document intake and evaluation, as an API.
Create submissions, stream in applicant documents, and let AirCredit evaluate them automatically — then get the result pushed to you over webhooks. One REST API, idempotent by design, built for partner platforms.
What it does
Submissions
Open a credit case from one of your templates, keyed by your own external_submission_id. Track it through collecting_documents → evaluating → completed.
Document intake
Upload PDFs, images, and Office documents with a single multipart request. Processing is asynchronous; each upload moves processing → ready (or failed).
Automated evaluation
An agentic evaluation works through the template's checks and data fields — builtin or authored by you — and produces per-check verdicts with confidence and citations plus an aggregate outcome, recommendation, and risk band.
Webhooks
Subscribe an HTTPS endpoint and receive file.*, evaluation.*, and document_slot.* events, signed with HMAC-SHA256 and retried on failure. The same envelope is also readable over the events API.
Who it's for
Partner platforms — loan brokers, banking front-ends, comparison portals — that already collect applicant documents and want AirCredit's evaluation without building it themselves. If you can make an authenticated HTTPS request and receive a webhook, you can integrate.
Built to be safe to retry
Every write is idempotent on an identifier you supply. Re-creating a submission with an external_submission_id that already exists returns the existing one with 200 OK instead of creating a duplicate; re-uploading a file with a known external_file_id returns the existing upload. A timed-out request is always safe to retry with the same key — you will never double-charge a submission or store a file twice.